Retiree Couple Smiling

Make the most
of your money.

Turn a large sum of money into
a plan to create freedom and security.

180+ 5-Star Google Reviews

A good financial adviser gets to know your money. A great financial adviser gets to know you.

"I'm so much more in control"
"The dream can become a reality"
"We didn't have a plan"
S
Sue M

Knowledgeable, approachable and knows their stuff. I'll be recommending Verse to all my friends.

February
2024
5.0
S
Shravan S

Tim advice and guidance on the home loan process was fantastic.

October
2023
5.0
A
Alejandro P

Amazing experience from start to finish.

September
2023
5.0
M
Michelle E

They've gone out of their way to help me understand anything and everything with our finances.

September
2023
5.0
D
David S

I've finally found a Financial Adviser that has genuinely got my best interests, and my life goals as their #1 priority.

September
2023
5.0
S
Salvatore C

We're in such a better position financially.

August
2023
5.0
C
Chip M

Walked us through every single step. Anticipated problems and planned around them.

June
2023
5.0
A
Ant Y

Great people, professional, smart, value adding, up-to-date and supportive.

February
2023
5.0

Verse helps people answer questions like this everyday.  

Whether you've got an inheritance, financial settlement, redundancy, sold assets, or just accumulated savings or investments, we'll help you make wise choices.

Book Chat

Get your Financial Wellbeing Score?

It's a measure of how you currently feel about your financial life, by assessing your level of control, confidence, and clarity.

Prepared by Verse Experts
  • See where you're doing well
  • Identify your gaps
  • Get expert tips
Thank you! Check your Retirement Guidebook will be sent to your inbox shortly.
Oops! Something went wrong while submitting the form.
Retirement Guidebook on iPad

Live the life you want.

Take control of your financial life to take control of your future.

Woman at the register at a florist.

Get clarity

Know what to do with your finances, and when to do it.

Accelerate progress

Save more, invest better, build wealth, and achieve goals sooner.

Create freedom

Give yourself more options, and more time.

Feel confident

Take control of your future and experience real financial well-being.

Wildly different to the industry,
wildly better outcomes

We've been recognised for market-leading client service, client outcomes, and innovation in advice.

Verse Wealth Logo
Others
  • Get to know you, then your money
    Get to know your money
  • Tailored by values and goals
    Product centered
  • Transform your financial wellbeing
    Underwhelming impact on financial wellbeing
  • Treat money as a resource to live life
    Fixated on retirement and dying with money
  • Your whole financial life
    Super, insurance and investments

Financial expertise, tailored to you

Investing

Tax

Super

Financial Modelling

Extended Services

All

Investing
Invest wisely

A portfolio that fits your plan, goals, and investment preferences. We’ll educate you, set realistic expectations and manage your emotions through the ups and downs of markets.

Tax
Pay less tax with planning

You shouldn’t pay more tax than you need to, as less tax means more money to create your best life. With us, you’ll use the rules to your advantage, invest tax effectively and navigate capital gains smartly.

Super
Maximise your nest egg

We’ll help you navigate the complexities of the super system to your advantage. You’ll be in the right fund, with the right investment mix, and an optimal contribution strategy.

Financial Modelling
Visualise your financial future

Join the dots between your resources, your strategy, and your financial future. You’ll know whether you’re on track, and have context for trade-off decisions about your goals & options

Extended Services
Extended Services

Think of us like the air traffic controller to your financial life. We’ll surround you with the right professionals to execute your strategy and ensure nothing is missed.

A middle aged man standing in a park smiling at the camera.

Experience the upside, and confidence.

After 5 Years our clients are $189,591 better off, and after 20 Years, $1,409,920 better.

With Advice
Without Advice

Book an introductory chat today.

  • 30 minutes
  • It’s free
  • No obligation
Connect with Verse Experts

The best time to get started was twenty years ago.
The second best time is today.

FAQ

Got a question? Reach out to our team.

You can’t start too early, but you can start too late. The earlier you begin planning for retirement the more likely you are to have the accumulated wealth to retire when you want to, with the freedom and security you deserve.

Redundancy payments in Australia are tax-free up to a limit based on years of service. Amounts exceeding the tax-free limit are taxed at concessional rates.

To protect your lump sum from a relationship breakdown you should consult a family lawyer. Strategies may include establishing a binding financial agreement, often referred to as a prenup. A binding financial agreement is a legal contract between couples that outlines asset division and financial arrangements in case of relationship breakdown. This will Keep detailed records of assets acquired before the relationship to help distinguish them. Maintain separate accounts for inherited or gifted funds to clarify their origin. It's also important to seek legal advice on additional asset protection strategies and regularly update your estate planning documents to ensure your wishes are respected.r

While receiving an inheritance itself is tax-free, beneficiaries should be aware of potential tax implications when managing or disposing of inherited assets.

For the 24-25 financial year, you can contribute up to $30,000 in concessional (before-tax) contributions and $120,000 in non-concessional (after-tax) contributions. If eligible, you may use the bring-forward rule to contribute up to $360,000 in non-concessional contributions all at once. For a couple, that's $720,000.

Yes. It can be hard to understand what impact your choices, strategies and investments will have on goals and financial future. We use market-leading financial modeling to help you understand if you’re on track, and give you context for important decisions along the way.

There are a lot of variables to carefully consider with employee share schemes. If there is a considerable concentration of your wealth in the company you work for, it's often wise to sell a portion of your shares to diversify. This will reduce your risk by ensuring your financial future isn't a bet on the future success of your employer. In doing so, it's important to understand the tax implications, what you can do to manage capital gains tax (CGT), and have a plan for the proceeds.

Catch-up concessional contributions allow you to use unused cap amounts from the previous five years, starting from 2018-19. You can contribute up to $30,000 annually, plus unused amounts, if your total super balance is under $500,000 on June 30 of the previous year. This is a common strategy we recommend which can result in Verse clients saving tens of thousands in income tax.

We only take on clients we can add real value too. If you get in touch but we’re not right team based on your needs, we’ll re-direct you and give you as much useful information as we can.

A Statement of Advice (SoA) includes an outline of the strategies, investments, and financial products recommended to help you achieve your intentions, and improve your financial wellbeing. It also contains detail on fees, conflicts, and any benefits your Adviser will receive. It is a legal requirement that you receive an SoA from a licensed financial adviser.

One-off financial advice fees are generally deductible to the extent that they relate to tax advice. Ongoing financial advice fees are generally deductible to the extent that relate to producing assessable income. Before claiming a deduction, we recommend sharing your Summary of Advice, invoices, and our estimate on what may be deductible to you with your qualified accountant.  

You may be able to pay advice fees from your super account if particular requirements are met including the nature of the advice, what super accounts you hold and or what super accounts are recommended by us. Advice fees paid from super may attract a tax rebate of up to 14%, however, these rebates vary between funds.

We focus on proven investments such as cash, term deposits, shares, ETF’s, managed funds, and property. We avoid overly speculative investments and get rich quick schemes. We have access to private market opportunities including private equity, venture capital, real assets, and hedge funds. This diverse set of assets encompasses a broader range of strategies, that allow investors to generate absolute returns uncorrelated to traditional investment markets. Private market opportunities are generally appropriate for clients with portfolios exceeding $2m.

Our fees will vary based on your circumstances and the support you need. If you use our Project service, you’ll pay a fixed fee over multiple instalments. If you receive ongoing advice, you’ll pay an agreed monthly fee that reflects your situation. Payment methods can include a combination of direct debit, via investment accounts or from your superannuation.